Credit Scores

Understand the number. See the bigger picture.

A credit score summarizes information in your credit report. Different scoring models and different reports can produce different numbers. A score is a starting point for a conversation—not your entire financial story.

What we can talk through

• The difference between a credit score and a credit report
• Why a score may change and why scores can differ
• The credit questions connected to your next financial goal

Independent educational resource: Consumer Financial Protection Bureau. General education; no specific outcome is guaranteed.